New York Life (formerly Cigna) is our disability provider.

Benefit Amount

You may select a monthly benefit amount in $100 increments.  (Minimum benefit of $200, not to exceed 66 2/3 percent of your monthly earnings.)

Benefit Waiting Period

The benefit waiting period is the period of time that you must be continuously disabled before benefits become payable. 14, 30, 90 and 180 day waiting periods are available.

First Day Hospital Benefit

If you are inpatient hospital confined for at least 4 hours during the benefit waiting period and you have elected a benefit waiting period of 14 or 30 days, benefits will become payable on the first day of your hospital confinement.