Hospital Indemnity



Expenses associated with a hospital stay can be financially difficult. Hospital indemnity insurance can relieve some of the financial worry by helping to cover some out-of-pocket costs associated with a trip to the hospital that results in in-patient hospital confinements. This plan pays a cash benefit for hospital confinements, and the benefit is payable directly to you. This is supplemental benefit coverage not intended to replace your health insurance.

There are two plan options available. Both plans include the following:

  • First Day Hospital Confinement – No annual limit
  • Maternity Hospitalization – Included in coverage
  • Intensive Care Unit (ICU) – 180 day maximum
  • Daily Benefit – 180 day maximum
  • No Pre-existing Conditions
  • No Waiting Period – Pays every time you are admitted and confined in a hospital